Credit cards are one of the most efficient and secure method of making payments online today, and you can find many credit card betting sites in India. However this can be something of a grey area for punters based in India.
This page will explain exactly how credit cards work when it comes to depositing and withdrawing funds on betting sites, as well as the betting sites that accept Indian cards available.
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While there are a host of payment methods available on the best betting sites India today, and the fact that the majority of players have a credit card registered in their name, makes this an appealing option for many. However, punters in India may find it difficult to use credit cards on betting sites.
As such, punters must make sure they choose betting sites that accept Indian cards before signing up. Those signing up at new betting sites licensed and regulated by offshore authorities may be more lenient than Indian betting sites.
Today, all major Indian banks offer credit cards. Over 30 million credit cards are now issued each year, with RBI regulations having made such payments increasingly secure and convenient. Popular credit cards include
Credit cards are not just reserved for those with large salaries, with first-time applicants and those with a lower credit rating also having a number of options.
Credit cards are issued to holders in order to enable them to make payments both online and offline. Unlike a debit card, funds spent must be repaid at the end of each month, with the amount available depending on the issuer and your financial situation. Funds can be borrowed to make payments or as a cash advance, with any overdue repayments incurring interest and potential fees. A host of banks and other organizations now issue credit cards, which in India include American Express, Citibank, HSBC, Amazon, Axis and HDFC.
Credit card holders can make purchases online and in person, with the relevant details being sent to the merchant’s bank. Payments must be authorized before processed, with issuers either verifying that the information is correct or declining the transaction. Upon a payment being made, available credit reduces by the exact amount spent, with a statement being issued each month in most cases, showing the minimum payment and due date. As long as the bill is paid on time, no interest charges will be incurred. However, carrying over the balance to the next month will result in a charge, which depends on the cards Annual Percentage Rate (APR).
The history of credit cards dates back to 1949, with the first card having been issued by the Diners Club. The Bank of America quickly followed, with the Visa organisation having been established shortly after also. Competing banks helped launch Mastercard in 1966, while the first bank in India to introduce credit cards was Andhra in 1981. Initially, credit card payments were processed using an imprint of the card transferred directly to a paper receipt, before being passed on to banks. However, the introduction of a magnetic strip and more recently chips has made credit card payments far more efficient. Nowadays, some 50 million credit cards are used in India, and MasterCard betting sites are the most common among the options..
Credit card betting sites are popular for a reason. However, if you are considering this method of payment, then it is important to consider all of the benefits and limitations of credit cards. Debit cards might be more convenient in online betting sites as most players have such a card available. Today, nearly all betting sites are Visa betting sites, so you don’t need to spend a lot of time looking for other options.
The following are the main advantages and disadvantages of funding your betting account using a credit card:
As we have already mentioned, credit cards are perhaps not the most reliable payment method for punters in India. While some payments will go through successfully, others will be declined, with the success rate of credit cards being poor, especially when compared to other method of payment. However, it is still worth familiarizing yourself with the process involved with both depositing and withdrawing funds using a credit card:
Credit cards are undoubtedly one of the safest methods of making payments at betting sites. Encryption technology is used, along with a host of other security tools, to keep payments safe, keeping hackers at bay.
With betting sites often storing personal and credit card details online, operators have to ensure that they take the necessary precautions, meaning that fraud or identity theft is very rare. As with any payment method, it is important to only register with a bookie that is fully licensed and regulated, which will mean that they have passed strict testing in all areas, including security.
Aside from the Annual Percentage Rate (APR)involved with credit cards, where banks or institutions charge for overdue balances, some additional fees can arise when using this method of payment at betting sites. Such fees will differ between bookies, with the most appealing covering any charge themselves. Some bookies will charge up to 5% for deposits, however this is rare, with most deposits being processed instantly, for free. However, withdrawals at Indian betting sites that accept credit cards may well incur a fee, which are likely to sit at around 2%.
Credit cards are widely available and widely accepted in Indian casinos online as well as on betting sites. Players can easily apply for a Visa, AMEX, MasterCard, or other major operator credit card.
Payments made with a credit card can be made at a later date, allowing customers more control over their accounts. Most credit card issuers give customers a grace period during which they can pay their balance without incurring any further fees or charges.
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Rather than creating an account, as is the case with e-wallets, punters must acquire a credit card in order to start using it on betting sites. Credit cards are issued by banks and other financial institutions, with the process involving the following steps:
While credit cards have long been a popular payment method for betting customers, they will not suit everyone. Luckily, there are a number of appealing alternatives available to punters in India today, with the following being among the platforms we recommend:
When using a credit card on betting sites, there are some useful factors to keep in mind. So, in order to make the mots out of this method of payment, the following tips have been put in place:
Using credit cards at betting sites has long been regarded as one of the most convenient, safe and fastest method of payment for punters in India. Whether it be a Mastercard or Visa option, such payments are accepted by an increasing number of sites for sports betting in India.
There is still something of a cloud surrounding the use of credit cards for Indian customers operating on foreign platforms, with many having experienced payments being declined or blocked. So, be sure to look into the rules of your specific bookie before adding your credit card to your betting account. Where available, credit cards are well worth taking advantage of.
Yes. Credit cards are one of the safest payment methods available at betting sites today. Your card details remain secure at all times, with third parties never gaining access to such information. Bookies have a number of security measures in place to ensure that this remains the case.
Payments made using credit cards may have to be verified before they can be processed. This can include uploading a valid form of identification, whether it be a passport, utility bill or proof of residence. Meanwhile, punters may have to enter their online banking details in some cases.
Potentially, yes. However, the fees involved will vary between bookmakers, with some covering any charges that are incurred. Be sure to take any potential fees into account beforehand.
For betting customers in India, it is likely that credit card payments will be declined from time to time. This is due to the specific financial institution and laws in India, so be sure to contact both your betting site and credit card provider in this instance.
Deposits at betting sites processed using a credit card are likely to be instant. This means that funds will be available to use as soon as a deposit has been processed.
Withdrawals using credit cards will likely take somewhere between 1-5 working days to process, however this will again depend on the provider, as well as the specific betting site.